Notification Highlights
Important Examination & Application Dates
| Recruitment Event / Milestone | Official Date / Schedule |
|---|---|
| Detailed Notification Released | 26 September 2026 |
| Online Registration and Payment Commences | 26 September 2026 |
| Last Date to Submit Application | 26 October 2026 (23:59 Hrs) |
| Preliminary Online Examination | November 2026 |
| Main Online Examination | December 2026 / January 2027 |
| Interviews & Provisional Allotment | February – April 2027 |
Application Fee by Reservation Category
| Candidate Category | Prescribed Fee |
|---|---|
| General / EWS / OBC Candidates | ₹850 (Inclusive of GST) |
| SC / ST / PwBD Candidates | ₹175 (Intimation charges only) |
| Payment Method | Online Debit/Credit Cards, Net Banking, IMPS, UPI |
Post-Wise Vacancy & Pay Scale Breakdown
| Post Name | Department | Pay Scale | Vacancies |
|---|---|---|---|
| Probationary Officer / Management Trainee (PO/MT) | 11 Participating Public Sector Commercial Banks | ₹48,480 – ₹85,920 (12th BPS Pay Scale) | 3,950 |
| Customer Support Associate (Clerk-XV) | 11 Participating Public Sector Banks | ₹24,050 – ₹64,480 (12th BPS Scale) | 1,850 |
Selection Process & Stages
English Language (30 Qs), Quantitative Aptitude (35 Qs), Reasoning Ability (35 Qs) with sectional 20-minute timers.
200 Marks Objective test (Reasoning, Data Analysis, General Banking Awareness, English) + 25 Marks English Essay & Letter writing.
100 Marks interview conducted by participating banks. Minimum qualifying score 40% (35% for SC/ST/OBC/PwBD).
Examination Pattern, Subjects & Negative Marking
Detailed section-wise question distribution, marks allocation, and penalty rules:
| Subject / Test Module | Questions | Max Marks | Duration | Negative Marking Penalty |
|---|---|---|---|---|
| English Language | 30 | 30 | 20 Minutes (Sectional) | 0.25 Mark |
| Quantitative Aptitude | 35 | 35 | 20 Minutes (Sectional) | 0.25 Mark |
| Reasoning Ability | 35 | 35 | 20 Minutes (Sectional) | 0.25 Mark |
Official Examination Syllabus & Section-Wise Topics
Curated subject topics based on official recruitment notifications and past pattern distribution:
- Puzzles & Seating Arrangements (Circular, Linear, Floor-Flat)
- Machine Input-Output & Data Sufficiency
- Inequalities & Syllogism
- Logical Reasoning & Coding-Decoding
- Computer Networking & DBMS Fundamentals
- RBI Monetary Policy & Repo Rates
- Current Financial & Banking Affairs (Past 6 Months)
- Government Social Security Schemes (PMJJBY, PMSBY, APY)
- Financial Inclusion & Capital Markets
- Static GK & Headquarters of International Organizations
- Pie Charts, Radar & Funnel Graphs
- Missing DI, Caselets & Tabular Analysis
- Probability, Permutations & Combinations
- Arithmetic Word Problems & Data Inequalities
Previous Cycle Qualifying Cut-Off Benchmarks
Historical normalized qualifying marks across reservation categories to gauge target scores and safe attempt targets:
| Cycle / Exam Stage | General (UR) | OBC-NCL | EWS | SC | ST | Total Marks |
|---|---|---|---|---|---|---|
| 2024 Prelims | 54.25 | 54.25 | 54.25 | 48.75 | 41.50 | 100 |
| 2023 Prelims | 54.00 | 54.00 | 54.00 | 49.00 | 43.00 | 100 |
| 2022 Prelims | 49.75 | 49.75 | 49.75 | 46.75 | 40.50 | 100 |
Profile Match & Application Advisory
- Graduates in any discipline from a recognized university seeking Scale-I Probationary Officer or Customer Support Associate (Clerk) positions in 11 public sector commercial banks.
- Candidates aged 20 to 30 years for PO/MT (or up to 33 for OBC, 35 for SC/ST) and 20 to 28 years for Clerks.
- Aspirants with strong calculation speed in Quantitative Aptitude, English Comprehension, and Reasoning looking for structured bank promotion ladders up to General Manager.
- Candidates holding computer literacy operating certificates or who studied computer science in high school or college.
- Candidates awaiting final year graduation results whose results will not be officially declared on or before the application cutoff date.
- Candidates exceeding 30 years (for PO) or 28 years (for Clerk) as on the cutoff date without category relaxations.
- Candidates applying for Clerk vacancies in states whose official language they cannot read, write, and speak proficiently.
- Candidates with an active adverse loan default or delinquent credit score below standard banking norms.
Common Application Mistakes & Scrutiny Pitfalls
- Submitting handwritten declaration in capital letters: IBPS strictly rejects applications where the declaration is typed or printed in block capitals.
- Selecting wrong bank preference list: Bank preference order cannot be altered post submission and determines career posting prospects for decades.
- Blurry left thumb impression: Left thumb scan must be distinct on white paper with black/blue ink without ink bleeding.
- Failing to verify transaction debit: Exiting the browser before the payment confirmation screen generates the E-Receipt.
Documents to Keep Ready Before Applying
- Graduation Degree Certificate or final semester mark sheet proving successful completion.
- Recent passport-size color photograph (20 KB to 50 KB, light background, no red-eye or glare).
- Scanned signature in running handwriting on white paper with black ink (10 KB to 20 KB).
- Left Thumb Impression scan (20 KB to 50 KB, clean clear impression).
- Handwritten declaration in candidate’s own English handwriting (50 KB to 100 KB).
- Caste / Category Certificate (SC/ST/OBC-NCL/EWS) in prescribed Central Government format.
Strategic Examination Preparation Blueprint
Actionable study guidelines, speed drills, and score defense tactics curated by GovIndiaNews editorial board:
Master 20-minute sectional time management: aim for 28+ attempts in Reasoning, 25+ in Quantitative Aptitude, and 22+ in English.
Focus on High-Yield Puzzle Formats (Floor with Flat, Box, Square seating with vacant seats) to guarantee 15-20 marks within 10 minutes.
Practice Simplification, Quadratic Inequalities, and Number Series daily for effortless 12-15 score banking.
Read daily editorial columns to improve reading comprehension skimming speed and contextual vocabulary identification.
Strictly avoid spending more than 2.5 minutes on a single arithmetic word problem or unfamiliar puzzle arrangement.
Interactive Candidate Utilities Suite
Statutory software calculators and document specification checkers for this notification
Frequently Asked Questions (Institute of Banking Personnel Selection (IBPS))
Is there sectional cut-off in IBPS PO Prelims and Mains?
Yes, candidates must qualify both the sectional cut-off in each of the three tests and the overall aggregate cut-off score decided by IBPS.
Are marks of IBPS Prelims counted in final selection?
No. The preliminary examination is purely for shortlisting candidates for the main examination. Final merit is prepared on the basis of Mains + Interview score (80:20 ratio).
What are the participating public sector banks in IBPS CRP PO/MT XV?
Eleven nationalized banks participate: Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab National Bank, Punjab & Sind Bank, UCO Bank, and Union Bank of India.
Is there negative marking in IBPS PO Prelims and Mains?
Yes. A penalty of 0.25 (1/4th of the marks assigned to the question) is deducted for each incorrect answer in both the Preliminary and Main examinations.
What is the revision under the 12th Bipartite Wage Settlement for IBPS PO?
Under the revised bipartite wage agreement, starting basic pay has been revised to ₹48,480. Gross monthly salary in metropolitan branches exceeds ₹75,000 to ₹82,000 depending on city allowances and leased quarters.
How is the final merit list calculated for IBPS PO XV?
Final merit combines Mains Examination marks (normalized out of 80) and Personal Interview marks (normalized out of 20) in an 80:20 ratio. Preliminary exam scores are purely for screening and are not counted.
Primary Gazette Source Notice
Notice Title: Institute of Banking Personnel Selection Official Portal
Verified on: 02 Oct 2026
This notice was audited by the GovIndiaNews Editorial Desk against primary gazette releases and official portal bulletins. Review sign-off conducted under our transparent Fact-Checking Policy. Found a discrepancy? Submit a notice revision via our public Corrections Desk.